When it comes to alarms, every second counts. When it comes to providing customized coverage and rapid turnaround for quotes and services, agents and brokers that deal with the alarm system industry turn to the seasoned professionals at WestCongress Insurance Services.

Program Highlights:

  • Nationwide coverage (Ex. AL & IA) – domestic Surplus Lines carrier (A-VII AM Best)
  • Customized/risk-tailored approach
  • Centralized submission, processing, placement and servicing
  • Broad risk appetite
  • Broad coverage available

Target Segments:

Small to middle market risks in our eligible classes/operations for:
  • Alarm installation and servicing contractors
  • Alarm monitoring companies/central station
  • Alarm manufacturers

Eligible Classes/Operations

Commercial and residential alarm installation and servicing contractors

    • Fire / smoke / heat detection
    • Burglary
    • Personal emergency response (PERS)
    • CO2 detection
    • System monitoring
    • CCTV
    • Smart home
    • Access control
    • Low voltage
    • Pre-construction wiring


  • Commercial General Liability Up To – $1MM Occurrence/$2MM Aggregate/$5MM Policy Aggregate
  • Commercial Excess Liability Up To – $5MM Occurrence/$5MM Aggregate
  • ISO coverage forms
  • Manuscript endorsements specifically designed for alarm system risks
  • Errors and Omissions coverage available
  • Additional insured
  • Waiver of subrogation
  • Primary and non-contributory
  • Per project aggregate

Insured Retention

  • Deductible or SIR Available
  • Minimum: $250 Per Claim or Per Occurrence
WestCongress is Here to Help

From filing a claim to submitting your application, we promise to respond promptly to your request.

WestCongress Alarm solutions are offered through a surplus line carrier with an AM Best Financial Strength Rating of
A- (Excellent) VII.