Specialty Contractors

Brokers and agents turn to the professionals at WestCongress because we understand the demands of the Construction industry. For Contractors, especially roofing, we get it right the first time!

Program Highlights:

  • Nationwide coverage (Ex. AL & IA) – domestic Surplus Lines carrier (A-VII AM Best)
  • Customized/risk-tailored approach
  • Centralized submission, processing, placement and servicing 
  • Broad risk appetite
  • No minimum premium
  • Broad coverage available

Target Segments:

Small to middle market specialty trade contractors, in our eligible classes/operations for:

  • Residential
  • Commercial
  • Industrial
  • Repair/remodel
  • New construction

Eligible Classes/Operations:

  • Roofing
  • Commercial General Contractors
  • Homebuilders
  • Remodelers
  • Infrastructure and site work
  • Carpentry
  • Electrical work
  • Metal work
  • Plastering
  • Welding
  • Wrecking and demolition
  • Concrete contractors
  • Utility contractors

(This list is a target list, not all inclusive)


  • Commercial General Liability Up To – $1MM Occurrence/$2MM Aggregate/$5MM Policy Aggregate
  • Commercial Excess Liability Up To – $5MM Occurrence/$5MM Aggregate (Supported and Unsupported)
  • Manuscript endorsements specifically designed for construction risks
  • Per project aggregate

Insured Retention:

  • Deductible or SIR Available
  • Minimum: $2,500 Per Claim or Per Occurrence
WestCongress is Here to Help

From filing a claim to submitting your application, we promise to respond promptly to your request.

WestCongress Contractor solutions are offered through a surplus line carrier with an AM Best Financial Strength Rating
of A- (Excellent) VII.