Artisan Contractors

Contractors, particularly those in the roofing sector, prioritize getting things right the first time – and insurance is no exception. At WestCongress, we understand the high stakes and unique challenges of this industry and have access to coverage options, tailored to meet the demands of your client’s business.

Program Highlights:

  • Nationwide coverage (Ex. AL, IA, & FL) – through a domestic surplus lines carrier with an AM Best Financial rating of (Excellent), VII
  • Customized/risk-tailored approach
  • Centralized submission, processing, placement and servicing 
  • Broad risk appetite
  • No minimum premium
  • Broad coverage available
 
 

Who Can We Help?

WestCongress provides commercial general liability and excess liability  insurance solutions for Specialty Contractors’ with Residential, Commercial, Industrial, Repair/Remodel, and New Construction operations. Learn more about our target segments below: 

Accessing Coverage

WestCongress accepts applications for coverage from a nationwide network of excess and surplus lines brokers and agents. If you are a licensed excess and surplus lines broker and would like to place submissions with WestCongress, please fill out the contact form below. 

Target Segments:

Small to middle market specialty trade contractors, in our eligible classes/operations for:

  • Residential
  • Commercial
  • Industrial
  • Repair/Remodel
  • New Construction

Eligible Classes/Operations:

  • Roofing
  • Commercial General Contractors
  • Homebuilders
  • Remodelers
  • Infrastructure and site work
  • Carpentry
  • Electrical work
  • Metal work
  • Plastering
  • Welding
  • Wrecking and demolition
  • Concrete contractors
  • Utility contractors

(This list is a target list, not all inclusive)

Coverages:

  • Commercial General Liability Up To – $1M Occurrence/$2M Aggregate/$5M Policy Aggregate
  • Commercial Excess Liability Up To – $5M Occurrence ($2M Maximum Limit in Texas)/$5M Aggregate ($2M Maximum Limit in Texas)
  • Manuscript endorsements specifically designed for construction risks
  • Per project aggregate

Insured Retention:

  • Deductible or SIR Available
  • Minimum: $2,500 Per Claim or Per Occurrence
WestCongress is Here to Help

From filing a claim to submitting your application, we promise to respond promptly to your request.

Find Applications
Submit Submissions
Submit Claims
Contact Us

WestCongress Contractor solutions are offered through a surplus line carrier with an AM Best Financial Strength Rating
of A- (Excellent) VII.