Excess
Your clients built their businesses by sweat equity. But in a flash, all that hard work could disappear. The professionals at WestCongress understand the importance of crafting the right excess liability insurance solutions for your clients.
Program Highlights:
- Nationwide coverage (Ex. AL & IA) – domestic Surplus Lines carrier (A-VII AM Best)
- Commercial Excess Liability Up To – $5MM Occurrence/$5MM Aggregate
- Lead or excess layer positions
- Occurrence or claims-made coverage
- Customized/risk-tailored approach
- Broad risk appetite
Target Segments/Risks:
Focus on small to middle market risks for:
Specialty Contractors
- Residential and commercial roofing and other artisan contractors
- Equipment installation, servicing, and repair
- General Contractors
- Homebuilders and Remodelers
Security Services Firms
- Security or patrol agencies with armed and unarmed operations
- Detectives or investigators with armed and unarmed operations
- Armored car and transport services
Alarm Systems Companies
- Alarm installation and servicing contractors
- Alarm monitoring companies / central station
- Alarm manufacturers
Safety Systems Companies
- Commercial and residential system installation
- Commercial and residential sales, service, or design
- Fire extinguisher sales or service
- Dealers or distributors of safety equipment
Minimum Submission Requirements:
- Signed complete ACORD application including full description of insured’s operations
- 5 years currently valued loss runs for respective lines of coverage (including scheduled underlying)
- Description of large losses
- Underlying quotes for respective lines of coverage
- Auto liability controls, if applicable
WestCongress is Here to Help
From filing a claim to submitting your application, we promise to respond promptly to your request.
WestCongress Excess solutions are offered through a surplus line carrier with an AM Best Financial Strength Rating
of A- (Excellent) VII.