Excess

Your clients built their businesses by sweat equity. But in a flash, all that hard work could disappear. The professionals at WestCongress understand the importance of crafting the right excess liability insurance solutions for your clients.

Program Highlights:

Nationwide coverage (Excluding: AL, IA & MN)
Commercial Excess Liability – $5MM Occurrence/$5MM Aggregate
Lead or excess layer positions
Occurrence or claims-made coverage
Customized/risk-tailored approach
Broad risk appetite

Target Segments/Risks:

Focus on small to middle market risks for:

Specialty Contractors

Residential and commercial roofing and other artisan contractors
Equipment installation, servicing, and repair
General Contractors
Homebuilders and Remodelers

Energy Contractors

Land-based energy site and service contractors
Equipment rental w/ operator
Machine shops
Oil and Gas product risks

Security Services firms

Security or patrol agencies with armed and unarmed operations
Detectives or investigators with armed and unarmed operations
Armored car and transport services

Alarm Systems companies

Alarm installation and servicing contractors
Alarm monitoring companies / central station
Alarm manufacturers

Safety Systems Companies

Commercial and residential system installation
Commercial and residential sales, service, or design
Fire extinguisher sales or service
Dealers or distributors of safety equipment

Minimum Submission Requirements:

Signed complete ACORD application including full description of insureds operations
5 years currently valued loss runs for respective lines of coverage (including scheduled underlying)
Description of large losses
Underlying quotes for respective lines of coverage
Auto liability controls, if applicable

WestCongress is Here to Help

From filing a claim to submitting your application, we promise to respond promptly to your request.

WestCongress Excess solutions are offered through a surplus line carrier with an AM Best Financial Strength Rating
of A- (Excellent) VII.